In Partnership with Fasset and Zand Bank
ForteXchain: Revolutionizing Real Estate Investment with Blockchain Technology
In a groundbreaking move, Capital Investment Holding Ltd., in partnership with Fasset and Zand Bank, has unveiled ForteXchain—a blockchain-driven platform set to democratize global real estate investment through tokenization. Launching in the UAE with a Dubai property offering in 2025, ForteXchain aims to make real estate investment more accessible and efficient, opening global property markets to a broader class of investors.
Breaking Barriers with Fractional Investment
ForteXchain addresses traditional hurdles in real estate investing by reducing entry costs and simplifying regulatory processes. Utilizing blockchain technology, the platform enables fractional investment in real-world properties starting from just $1, significantly lowering the participation threshold. This approach offers unprecedented flexibility to both retail and institutional investors, subject to local regulations.
Secure and Compliant Custodial Solutions
Michael Chan, CEO of Zand Bank, emphasized the institution’s role: “Zand is proud to be the first UAE bank to offer institutional-grade custodial solutions, with private keys securely held within the UAE. Our mission is to accelerate the growth of the digital economy by expanding global access to tokenized Real-World Assets (RWA), including the real estate market, with unparalleled security, transparency, and regulatory compliance.”
Tokenization: Simplifying Cross-Border Transactions
Through tokenization, ForteXchain transforms real estate assets into digital tokens, streamlining cross-border transactions and creating new liquidity channels for developers. This innovative approach connects real estate developers with a global investor base, accelerating capital raising while reducing reliance on traditional legal and financial intermediaries.
Diverse Global Portfolio in Initial Issuance
In its inaugural issuance round, ForteXchain will present a curated portfolio of tokenized real estate assets across multiple countries. Letters of Intent (LOIs) have already been issued for the following jurisdictions, with due diligence and project exploration underway:
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Spain: Elysium City, a pioneering €18 billion sustainable development by Elysium City Spain, is set to transform a 12 million m² site in Extremadura into a regenerative urban ecosystem over multiple phases. The project will feature over 13,000 homes and create an estimated 56,000 jobs.
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UAE: Centurion Properties Group & Arabia Capital, a UAE-based real estate investment firm, specializes in development and hospitality projects across the UAE, encompassing residential, commercial, and mixed-use developments. Upcoming projects include Burj Capital, Arabia Residences, and Centurion Business Complex.
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Malaysia: Bin Zayed International, a leading UAE-based investment group, has announced a significant multi-sector investment plan in Malaysia over the next five years, focusing on real estate, renewable energy, and financial services. Jazz City (Kulim, Kedah), an ongoing project, is a flagship mixed-use development spanning 70.34 acres in Kulim, known as the “Technology City” of northern Malaysia.
Additional projects are under review and will be announced in the coming weeks. This initial phase will be followed by a comprehensive roadmap to bring these assets to market.
Phased Expansion Strategy
ForteXchain’s mission is to redefine how real estate is bought, sold, and invested in, unlocking global participation and liquidity through a secure, blockchain-based infrastructure. Following the initial rollout, Phase Two will onboard institutional real estate projects. Phase Three will open the platform to both retail and institutional real estate projects, enabling them to submit and tokenize projects aligned with their respective investment profiles.
Robust Regulatory Framework and Security
ForteXchain leverages Fasset’s existing regulatory licenses, providing secure access to high-growth markets such as the UAE, Indonesia, Malaysia, Bangladesh, Pakistan, and Turkey. Zand Bank, a UAE-based AI-powered bank offering institutional-grade digital asset custody, will act as the custody partner, responsible for safeguarding investor assets and funds.
Daniel Ahmed, COO and Co-Founder of Fasset, stated, “With global real estate valued at over $300 trillion, tokenization unlocks new opportunities for wealth creation and democratizes access to investment. Fasset is proud to support ForteXchain with our technology and licensing expertise, enabling secure and compliant access to tokenized real estate.”
User-Friendly Investment Process
Operating on Fasset’s digital platform, ForteXchain ensures a seamless user experience. Users begin by completing identity verification (KYC) to ensure compliance and security. Once verified, users can purchase digital tokens representing shares in specific properties. These tokens can be traded on a regulated marketplace, offering liquidity rarely available in traditional real estate markets.
Key Platform Features
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Fractional ownership of vetted real estate assets
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Regulated digital marketplace for token trading
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Transparent blockchain-based transaction records
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Secure custody of funds and institutional-grade security for digital assets via Zand Bank
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Regulatory oversight facilitated by Fasset
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Built-in insurance coverage for fraud and asset protection
Target Markets and Future Expansion
ForteXchain’s initial target markets include the UAE, Indonesia, Malaysia, and select European countries. Future expansion plans encompass Bahrain, Bangladesh, Pakistan, Turkey, and South America. Real estate tokenization will eventually migrate to Own, a blockchain developed by Fasset specifically for Real-World Asset (RWA) transactions, following its mainnet launch in late 2025.
Investment opportunities will span a diverse range of real estate asset types, including development projects, income-generating properties, luxury and hospitality ventures, and institutional portfolios. This flexibility enables investors to align their investments with individual strategies and risk profiles—from young professionals to high-net-worth individuals.
For more information, visit www.fortexchain.com.
About Capital Investment Holding Ltd.
Capital Investment Holding Ltd. is a distinguished financial services firm specializing in strategic investments and asset management. With a diversified portfolio across sectors, the company is dedicated to identifying and nurturing high-potential opportunities that deliver long-term value. Its expertise in navigating complex financial environments makes it a trusted partner in the global investment community.
About Fasset
Fasset is a digital asset platform committed to driving financial inclusion in emerging markets. In 2024, Fasset launched Own, its Ethereum Layer 2 solution, designed to democratize access to decentralized finance. Founded by Mohammad Raafi Hossain and Daniel Ahmed, Fasset holds regulatory approvals across several jurisdictions, including the UAE, Indonesia, Malaysia, the EU, Turkey, Pakistan, and Bahrain, with expansion plans underway.
About Zand
Zand is the first fully licensed all-digital bank in the United Arab Emirates, founded to support the digital economy and bridge the gap between Traditional Finance (TradFi) and Decentralized Finance (DeFi). Our mission is to revolutionize the world of finance by leveraging AI, Blockchain Technology, and client-centric solutions to empower corporate, institutional, fintech, and wealth clients to thrive in the evolving digital economy. Our purpose is to empower innovators, ambitious leaders, and bold pioneers to shape the future of finance and unlock new opportunities for success. Zand combines the speed and flexibility of a fintech with the security and strength of a fully licensed bank.